InsurtechBalkans Manifesto delineates the principles for development of Balkan Insurtech ecosystem. We believe that such cohort of principles will create better business environment for the Balkan Insurance Business and benefit all Fintech Stakeholders in the region.

for startups, for venture investors and business angels, for IT companies, for experts, mentors, and  representatives of the corporate sector and the state, for event organizers, for people who work in accelerators, incubators, universities and co-working places. For anyone who cares to make Insurtech entrepreneurship accessible, better and larger.

We believe Technology is a problem-solver therefor we use it to solve real Insurance-related problems.

We focus on the result. That is why we are flexible, quick and react to changes.

We develop equal opportunity ecosystem where all stakeholders co-operate to improve one another and the Insurance community as a whole.

We believe that the State is important contributor in any technological ecosystem through creation of favorable conditions, adaption of legislation to modern realities and supporting private initiatives within public-private partnerships.

It is necessary to create an environment where the interests of participants in risky transactions will be protected. For startups - affordable investment. For investors - the confidence that the investment will be justified.

We aim at global Insurtech partnerships. International collaboration expands opportunities, reduces technological gaps, shares practices and knowledge and makes scaling accessible.

We are open for entrepreneurs. Each person has specific experience and knowledge that can be useful for new entrepreneurs. Be a mentor - share your experience and teach what you can.

Clients are the best investors of Insurtech startups. They provide a permanent source of income, practice the business model, assess market attractiveness and reduce the need for investment. We ask the government, corporations, organizations, and individuals to buy goods and services from our startups.

Entrepreneurs are a new force; standard-bearers who lead and inspire for changes and make life better. Entrepreneurs should become a role model for young talents, motivate for development and inspire with their achievements.